Credit Risk Level
This service allows you to get the credit risk level of customers in Nigeria.
The endpoint accepts a POST request, with the id, mobile, equipment_sn, sn and borrow_count as required parameters.
This endpoint returns risk_level of the customers. You can use this level for the next approval/rejection decision.
Request
Parameters
| Fields | Type | Required | Description |
|---|---|---|---|
ID |
String | Yes | BVN in Nigeria |
mobile |
String | Yes | phone number |
equipment_sn |
String | Yes | equipment sn in lending system |
sn |
String | Yes | sn in lending system |
borrow_count |
Int | Yes | the borrow count in lending system |
curl https://SERVICE_DOMAIN/person-ds/credit/NigeriaAutoDecision
-H "Language: en"
-H "Content-Type: application/json"
-H "token_id: YOUR_TOKEN_ID"
-d '{ID: "325*********0004", equipment_sn: "***********",
mobile: "09********", sn: "bv2***********", borrow_count: 0}'
-X POST
SERVICE_DOMAIN:
api-ng.icekredit.ai
Response
| Fields | Type | Description |
|---|---|---|
new_customer |
Int | 1 New Customers，0 Re-loan Customers |
risk_level |
String | 5 risk levels，Very High，High，Medium，Low，Very Low |
{
"response_code": "00",
"result": {
"nigeria_auto_decision": {
"new_customer": 1,
"risk_level": "High"
}
},
"message": "success",
"trace_id": "10eb3262d86dbaef"
}